H.R. 5764 House Bill 119th Congress

AI for Main Street Act (H.R.5764) — amending the Small Business Act to add AI support to the duties of centres that already exist; passed the House and is in the Senate

U.S. House Latest update Jan 26, 2026

A House bill amending the Small Business Act so that small business development centres add information, guidance, training and outreach helping small firms evaluate AI. Rather than creating a new front door, it adds one item to the list of duties of a network already in place. It passed the House and was received in the Senate on 2026-01-26.

Bill overview (primary data)

  • Bill numberH.R. 5764
  • TypeHouse Bill
  • Congress119th Congress
  • Latest actionReceived in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.(2026-01-26)

Key points

  • Adds one item to section 21(c)(3) of the Small Business Act so that small business development centres assist firms in evaluating AI.
  • Creates no new agency or grant; it adds a subject to a support network already in place.
  • The listed items centre on management concerns: best practices, protecting data and intellectual property, cybersecurity, compliance, customer trust.
  • The definition of artificial intelligence is taken from section 5002 of the National Artificial Intelligence Initiative Act of 2020 rather than written afresh.
  • It passed the House and was received in the Senate on 2026-01-26, referred to the Committee on Small Business and Entrepreneurship.
  • No new agency or grant: one item, AI assessment assistance, is added to the duties of existing Small Business Development Centers.

1One item added to a network already in place

Small business development centres are established across the country and have long handled business advice and training for small firms. This bill adds a single item, assistance in evaluating AI, to the provision listing what those centres do.

No new agency and no new grant. A subject is added where staff and a flow of enquiries already exist. For a small firm the difference is not another place to ask but the same place becoming able to answer.

2The listed items lean practical

What the provision lines up is best practices, planning for unexpected circumstances, protecting data and intellectual property, improving cybersecurity, facilitating regulatory compliance, improving customer trust, and incorporating AI into operations.

Management problems arising from adoption sit at the centre rather than the technology itself, which reads as a judgment about where small firms actually get stuck. Outreach to the extent practical is included in the duties too, asking centres to reach out rather than only to wait.

3The definition is borrowed from an existing statute

The amendment adding a definition of artificial intelligence to section 3 of the Small Business Act points to the definition in the National Artificial Intelligence Initiative Act of 2020. Redefining a term statute by statute would leave the same word meaning different things across programmes.

Of the 114 AI-related bills this site holds as of 2026-09-01, among the 50 not yet covered, 12 amend an existing statute. Two of those amend the Small Business Act, this bill among them. Having passed the House and reached the Senate, it also stands well along compared with the other 49.

4Choosing not to build something new

This bill adds one item, AI assessment assistance, to the list of duties of the Small Business Development Centers already placed across the country. It creates neither a new agency nor a new grant.

Building a new support mechanismAdding one item to an existing network (this bill)
One more place to askThe usual place can now handle it
Standing it up takes time and budgetPeople are already there and businesses already come
Reaching people depends on announcing the new thingIt reaches existing users as they are
Definitions have to be written anewIt references the definition in the 2020 National AI Initiative Act

The provision lists best practices, contingency preparation, protection of data and intellectual property, improving cybersecurity, easing regulatory compliance, improving customer trust, and integration into business operations. Management questions arising from adoption dominate over the technology itself, which reads as a judgement about where small businesses actually get stuck.

Why it matters

Adding a subject to a front door that exists can beat standing up a new arrangement on speed of reach. What trips small firms up in adopting AI tends to be handling data and staying compliant rather than the technology itself, and the support here is aimed squarely there, which says something about where the difficulty sits.

FAQ

What is a small business development centre?
A network established across the country handling business advice and training for small firms. The bill adds AI evaluation support to its listed duties.
Does new funding come with it?
The text adds duties and contains no appropriation.
Where does it stand?
It passed the House and was received in the Senate on 2026-01-26, referred to the Committee on Small Business and Entrepreneurship.

Sources (primary)

Source: Congress.gov (Library of Congress; U.S. legislative materials, public domain). Links go to the official site.

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