Three agencies in the field, two regulators issuing: a Community Reinvestment Act proposal
A proposed rule published on 12 August 2026. Three entries appear in the agency field — Treasury, OCC and FDIC — but two regulators are issuing it.
Document overview (primary data)
- Document typeProposed rule
- AgencyDepartment of the Treasury
- Citation91 FR 52114
Key points
- A proposed rule published on 12 August 2026 with three entries in the agency field and two issuing regulators.
- The OCC is a bureau of the Treasury, so parent and bureau are both listed.
- Text lands in 12 CFR Parts 5, 24, 25 and 35 and in Parts 345 and 346, under two identifiers.
- Comments were due by 13 October 2026, sixty-two days after publication.
1Checking the count once more
The previous article had three bureaus of one department holding three identifiers. Here the field carries three entries while two regulators are issuing the proposal.
2Two regulators, separate parts
| Regulator | Where the text lands | Identifier |
|---|---|---|
| Comptroller of the Currency (OCC) | 12 CFR Parts 5, 24, 25 and 35 | 1557-AF57 |
| Federal Deposit Insurance Corporation (FDIC) | 12 CFR Parts 345 and 346 | 3064-AG31 |
The title is the same, 12; the parts differ by regulator. Bank supervision divides one field among several authorities, so joint rulemaking is common there and takes one of the shapes seen so far in this series. These two regulators appear together in one other article on this site, a rule defining unsafe or unsound practices.
3What is proposed
The proposal makes substantive, technical and process-oriented changes to Community Reinvestment Act regulations, and states that the intent is to refocus on the statutory purpose. Being a proposal it is not settled; comments were due by 13 October 2026, sixty-two days after publication.
The series closes with two bureaus of one department sharing a single identifier.
Why it matters
Where a parent department and an authority coexist, the Federal Register agency field exceeds the number of regulators. Count the bodies issuing the rule rather than the entries in the field.
FAQ
Why does the field carry three entries?
What do the Community Reinvestment Act regulations cover?
Is the proposal final?
Sources (primary)
Source: Federal Register (federal documents, public domain). Links go to the official site.